.86 ct. t.w. Multi-Gemstone Circle Ring in 18kt Gold Over Sterling

18KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 18kt is 75% gold. In Europe, 18K yellow gold is most favored and used in jewelry.

YELLOW GOLD: Gold is a precious metal with a natural yellow color. It is quite soft and often alloyed with other metals to increase its strength. The purity of the metal is indicated by a unit called a "karat," with 24kt having the highest percentage of natural gold.

STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

TOPAZ: Available in a stunning selection of shades, the topaz's sky blue hue is one of the most popular colors for jewelry designs. Once thought to offer protection, today topaz is favored for its durability and affordability. Yellow topaz is the birthstone for November while blue topaz is for December.

RHODOLITE: Rhodolite charms in a range of feminine shades — from rose to raspberry to purplish-red. Lighter than a ruby, rhodolite garnets offer a lovely, romantic look. Rhodolite can be a delightful twist on the traditional January birthstone.

APATITE: This gemstone is found in many colors, from shades of the sea and sky to vibrant greens and yellows. Apatite lends a distinctive glow to necklaces and earrings, especially when used in multi-gemstone jewelry settings.

MODIFIED BRILLIANT: A variety of the traditional brilliant-cut technique, but with a modification that deviates from the typical facet count and arrangement.

AMETHYST: A natural variety of quartz, amethyst ranges in color from deep purple to pale lavender, and even to warm greens. Amethyst has been used during meditation to provide a sense of spiritual balance. Amethyst is the birthstone of February.

TSAVORITE: Tsavorite is a deep green variety of garnet. First uncovered in the 1960's in Tanzania, it was given its name on account of the discovery of mines in Kenya's Tsavo National Park in the early 1970's.

GARNET: the birthstone of January. One glance at the deep red seeds nestled inside of a pomegranate explains why the word "garnet" comes from the Latin word "granatus," meaning "grain" or "seed." This name was given to the garnet because of its close resemblance to the succulent seed.

IOLITE: Ranging in shades from light blue to violet blue to deep rich blue, the iolite mesmerizes with its ability to change colors when viewed from different angles. Long ago, Vikings relied on this unique gemstone to help guide them at sea.

TOURMALINE: the "gemstone of the rainbow" comes in a dizzying array of colors and is usually created from more than a dozen elements, making it perfect for jewelry. The most popular tourmaline is deep pink, and a true favorite is watermelon... a gem of green and pink together.