4.00 Carat Simulated Sapphire and .40 ct. t.w. CZ Pendant Necklace in 18kt Gold Over Sterling. 18"

18KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 18kt is 75% gold. In Europe, 18K yellow gold is most favored and used in jewelry.

YELLOW GOLD: Gold is a precious metal with a natural yellow color. It is quite soft and often alloyed with other metals to increase its strength. The purity of the metal is indicated by a unit called a "karat," with 24kt having the highest percentage of natural gold.

STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

CABLE: One of the most popular and classic of chain styles, created from interlocking oval links unvarying in size.

SPRINGRING CLASP: Invented in the early 1900s this diminutive device is highly effective. It's a hollow circular metal fastener with a spring opening. This keeps the clasp closed.

CUBIC ZIRCONIA: once called the poor cousin to the diamond, CZs have since become a fashion statement in their own right. Perfect for travel and a little extra bling, CZ Jewelry is one of man's flawless creations.

BRILLIANT: A gemstone cut to enhance brilliance without sacrificing much carat weight. Typically has 58 facets.

SIMULATED SAPPHIRE: A simulated sapphire is an artificial stone made to imitate real sapphires. Sometimes known as "faux sapphire," it does not actually hold any of the physical properties of sapphire, as it could be made from acrylic, plastic, glass or CZ. Simulated sapphire is very affordable and can create the same regal look for less.

EMERALD: the birthstone of May, and from the beryl mineral family, the emerald has been a prized possession of royalty since ancient times and a good quality emerald can be as or even more expensive than a fine diamond of the same carat. Emeralds are considered the traditional gift for the 55th wedding anniversary.