3-4mm Cultured Pearl and 11.15 ct. t.w. Multi-Gemstone Necklace in 18kt Gold Over Sterling. 20"

18KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 18kt is 75% gold. In Europe, 18K yellow gold is most favored and used in jewelry.

YELLOW GOLD: Gold is a precious metal with a natural yellow color. It is quite soft and often alloyed with other metals to increase its strength. The purity of the metal is indicated by a unit called a "karat," with 24kt having the highest percentage of natural gold.

STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

CABLE: One of the most popular and classic of chain styles, created from interlocking oval links unvarying in size.

LOBSTER CLASP: named after the pinching style of the hook, this clasp is often shaped like a lobster's claw. Use your finger to work the lever to open the clasp.

TOPAZ: Available in a stunning selection of shades, the topaz's sky blue hue is one of the most popular colors for jewelry designs. Once thought to offer protection, today topaz is favored for its durability and affordability. Yellow topaz is the birthstone for November while blue topaz is for December.

APATITE: This gemstone is found in many colors, from shades of the sea and sky to vibrant greens and yellows. Apatite lends a distinctive glow to necklaces and earrings, especially when used in multi-gemstone jewelry settings.

FACETED BEAD: A stone with a drilled hole and a faceted surface. Strung together to decorate bracelets, necklaces, and earrings.

AMETHYST: A natural variety of quartz, amethyst ranges in color from deep purple to pale lavender, and even to warm greens. Amethyst has been used during meditation to provide a sense of spiritual balance. Amethyst is the birthstone of February.

CHALCEDONY: a family of minerals that is often milky gray or bluish in color. Chalcedony includes a number of stones including onyx (black), carnelian (waxy red), agate (wide ranging palette) and bloodstone (brownish red.)

CULTURED PEARLS: Likened to the moon, pearls have been valued for their luminous glow and natural beauty for thousands of years. Today, high-quality cultured freshwater pearls make pearl jewelry affordable to all. Pearl is the traditional birthstone for the month of June.

OVAL: An elliptical shape that resembles an egg.

LARIMAR: A variety of the mineral pectolite, Larimar’s mingling blues evoke the soothing sea of its Dominican origin. With a varied and serene palette, this gemstone is believed to make its wearer wiser, calmer, and healthier.

CABOCHON: A style of cutting gemstones to achieve a smooth, domed surface with an absence of facets.

STABILIZED TURQUOISE: Stabilized turquoise is natural turquoise that has been treated with a clear epoxy, resin, or hardening agent in order to protect the stone's color and prevent it from fracturing.