1.90 ct. t.w. Multi-Gemstone Drop Necklace in 18kt Gold Over Sterling. 18"

18KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 18kt is 75% gold. In Europe, 18K yellow gold is most favored and used in jewelry.

YELLOW GOLD: Gold is a precious metal with a natural yellow color. It is quite soft and often alloyed with other metals to increase its strength. The purity of the metal is indicated by a unit called a "karat," with 24kt having the highest percentage of natural gold.

STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

CABLE: One of the most popular and classic of chain styles, created from interlocking oval links unvarying in size.

LOBSTER CLASP: named after the pinching style of the hook, this clasp is often shaped like a lobster's claw. Use your finger to work the lever to open the clasp.

GARNET: the birthstone of January. One glance at the deep red seeds nestled inside of a pomegranate explains why the word "garnet" comes from the Latin word "granatus," meaning "grain" or "seed." This name was given to the garnet because of its close resemblance to the succulent seed.

EMERALD: the birthstone of May, and from the beryl mineral family, the emerald has been a prized possession of royalty since ancient times and a good quality emerald can be as or even more expensive than a fine diamond of the same carat. Emeralds are considered the traditional gift for the 55th wedding anniversary.

ROCK CRYSTAL: A sparkling, clear gemstone, rock crystal has been valued for thousands of years for its beautiful shine and versatility. For jewelry designs, rock crystal can be cut to offer the same icy appeal of a diamond, at a fraction of the cost.

QUARTZ: From the icy shimmer of rock crystal quartz to the delicate pink of rose quartz to the moody hues of smoky quartz, this gemstone offers something for everyone. Quartz, found in endless colors and varieties, is a popular choice for bracelets, necklaces, rings and earrings.

TOPAZ: Available in a stunning selection of shades, the topaz's sky blue hue is one of the most popular colors for jewelry designs. Once thought to offer protection, today topaz is favored for its durability and affordability. Yellow topaz is the birthstone for November while blue topaz is for December.

AMETHYST: A natural variety of quartz, amethyst ranges in color from deep purple to pale lavender, and even to warm greens. Amethyst has been used during meditation to provide a sense of spiritual balance. Amethyst is the birthstone of February.

CITRINE: A member of the quartz family, citrine symbolizes cheerfulness and prosperity. Its name is derived from the French word citron meaning lemon. This sunny stone comes in colors from lemon yellow to amber brown, with its coloring agent attributed to iron. Citrine is the birthstone for November.

CARNELIAN: A brownish-red mineral, carnelian has been used for centuries to make engraved gems and signet rings, intaglios and especially seal rings, because hot wax does not adhere to it. Its name comes from the Latin word for cherry, since the lush red color of the carnelian so resembles the vivid red fruit.

CHALCEDONY: a family of minerals that is often milky gray or bluish in color. Chalcedony includes a number of stones including onyx (black), carnelian (waxy red), agate (wide ranging palette) and bloodstone (brownish red.)

LABRADORITE: A unique mineral named for the Canadian region where it was discovered. Labradorite glows with an aura called labradorescence, causing it to shift in color depending on the viewing angle.

MOONSTONE: named for the white reflection that mimics the reflection of moonshine. Typically polished and featuring a cabochon cut, moonstone's light-catching shimmer is perfect for fine jewelry. In Europe, moonstone is the birthstone for June.

ONYX: A favorite of the ancient Greeks and Romans, this gemstone adds a sophisticated shine to rings, necklaces, bracelets and earrings. A dyed form of chalcedony, onyx is most popularly found in black although it can be green, white or red, as well.

STABILIZED TURQUOISE: Stabilized turquoise is natural turquoise that has been treated with a clear epoxy, resin, or hardening agent in order to protect the stone's color and prevent it from fracturing.

CABOCHON: A style of cutting gemstones to achieve a smooth, domed surface with an absence of facets.

TIGER'S EYE: Golden bands ripple across the surface of tiger's eye creating a magical dance of light. Thought to be a calming stone, tiger's eye adds a warm, mesmerizing glow to rings, earrings, necklaces and bracelets.