949 Products
949 Products
949 Products
18kt Gold Over Sterling and Sterling Silver Paper Clip Link Bead Station Necklace 18kt Gold Over Sterling and Sterling Silver Paper Clip Link Bead Station Necklace
5 out of 5 Customer Rating
From $75.65 Save 15% Price reduced from $89 to
Define your style with stack-and-layer essentials from our Pure Collection. Create the perfect look to show off your personality. Crafted in sterling silver, this dainty cable-chain necklace is livened up with glossy beads and 18kt yellow gold over sterling silver paper clip links. Includes a 2" extender. Lobster clasp, sterling silver and 18kt yellow gold over sterling silver paper clip link bead station necklace.
Mother-of-Pearl Zodiac Constellation Pendant Necklace with White Topaz in 18kt Gold Over Sterling Mother-of-Pearl Zodiac Constellation Pendant Necklace with White Topaz in 18kt Gold Over Sterling
4.5 out of 5 Customer Rating
From $127.50 Save 15% Price reduced from $150 to
Ignite a cosmic connection with our on-trend necklace! Features a dreamy 18mm round mother-of-pearl circle pendant adorned with your zodiac constellation and sparked with white topaz rounds. Finely crafted in polished 18kt yellow gold over sterling silver. Cable chain. Lobster clasp, white topaz and mother-of-pearl zodiac constellation pendant necklace.
Italian Flex Knot Necklace with 18kt Gold Over Sterling Clasp Italian Flex Knot Necklace with 18kt Gold Over Sterling Clasp
4.33 out of 5 Customer Rating
From $109.65 Save 15% Price reduced from $129 to
Beyond luxe: goldtone wires wrap a core of silicone for durability on the multiple strands of this chic necklace and form a large, statement-making knot at the center. What could be better than a big, bold look for such a nice price? Necklace finishes with 18kt yellow gold over sterling silver endcaps and lobster clasp. Made in Italy. Flex knot necklace.
.15 Carat Bezel-Set Lab-Grown Diamond Necklace in 18kt Gold Over Sterling .15 Carat Bezel-Set Lab-Grown Diamond Necklace in 18kt Gold Over Sterling
4.25 out of 5 Customer Rating
From $89.25 Save 15% Price reduced from $105 to
Impressive sparkle, incredible price. On our classic necklace, a .15 carat round brilliant-cut lab-grown diamond shines from a sleek bezel setting stationed on an 18kt yellow gold over sterling silver cable chain. Lab-grown diamonds are identical to mined diamonds according to their optical, physical and chemical properties. Springring clasp, lab-grown diamond necklace.
Italian 18kt Gold Over Sterling Paper Clip Link Necklace Italian 18kt Gold Over Sterling Paper Clip Link Necklace
4.58 out of 5 Customer Rating
From $195
Our Italian-made necklace embodies one of today's hottest jewelry trends. Polished 18kt yellow gold over sterling silver paper clip links gracefully drape the neckline in a modern silhouette. Pair with other favorites to achieve the popular layered look! Toggle clasp, 18kt yellow gold over sterling silver paper clip link necklace.
.50 ct. t.w. Lab-Grown Diamond Cross Pendant Necklace in 18kt Gold Over Sterling .50 ct. t.w. Lab-Grown Diamond Cross Pendant Necklace in 18kt Gold Over Sterling
5 out of 5 Customer Rating
From $212.50 Save 15% Price reduced from $250 to
A special style, priced to please. Our meaningful cross pendant necklace sparkles with .50 ct. t.w. round brilliant-cut lab-grown diamonds in polished 18kt yellow gold over sterling silver. Suspends from a classic cable chain with a 2" extender. Lab-grown diamonds are identical to mined diamonds according to their optical, physical and chemical properties. Springring clasp, lab-grown diamond cross pendant necklace.
Sterling Silver and 18kt Gold Over Sterling Paper Clip Link Necklace Sterling Silver and 18kt Gold Over Sterling Paper Clip Link Necklace
3.67 out of 5 Customer Rating
From $136 Save 15% Price reduced from $160 to
Crafted in a chic mix of sterling silver and 18kt yellow gold over sterling silver, this tasteful two-tone paper clip link necklace is a modern classic! Lobster clasp, 18kt gold over sterling and sterling silver paper clip link necklace.
2.20 ct. t.w. Emerald Station Necklace in 18kt Gold Over Sterling 2.20 ct. t.w. Emerald Station Necklace in 18kt Gold Over Sterling
5 out of 5 Customer Rating
From $99
Make your layers memorable with our classic station necklace featuring 2.20 ct. t.w. round emeralds. Finely crafted in polished 18kt yellow gold over sterling silver. Cable chain with a 2" extender. Perfect for May babies! Springring clasp, emerald station necklace.
Sterling Silver and 18kt Gold Over Sterling Popcorn-Chain Toggle Necklace Sterling Silver and 18kt Gold Over Sterling Popcorn-Chain Toggle Necklace
5 out of 5 Customer Rating
From $109.65 Save 15% Price reduced from $129 to
Crafted in polished sterling silver with an 18kt yellow gold over sterling silver toggle clasp, this very chic popcorn-chain necklace has the aura of a designer statement. Wear it solo or layered with other strands to open up your options for two-tone styling. 18kt gold over sterling and sterling silver toggle necklace.
From $75.65 Save 15% Price reduced from $89 to
Our starry 3.5-4mm round lapis bead necklace shines with an 18kt yellow gold over sterling silver toggle clasp centerpiece. Wear this stylish statement as is, or customize with your favorite charms for a look that's special to you. Natural pyrite flecks will vary. Lapis bead toggle necklace.
Italian 18kt Gold Over Sterling Religious Charm Necklace Italian 18kt Gold Over Sterling Religious Charm Necklace
5 out of 5 Customer Rating
2 Metal Choices

Spring Sale: Up to 40% Off!

$126.65 Save 15% Price reduced from $149 to
A cherished religious statement, this 18kt yellow gold over sterling silver necklace from Italy suspends a meaningful crucifix and Miraculous Medal charm depicting Our Lady of Guadalupe. Suspends from a cable chain with petite bead stations and a 2" extender. Lobster clasp, 18kt gold over sterling religious charm necklace.
Bezel-Set Birthstone Necklace in 18kt Gold Over Sterling Bezel-Set Birthstone Necklace in 18kt Gold Over Sterling
4.38 out of 5 Customer Rating
From $80.75 Save 15% Price reduced from $95 to
An RS exclusive. Simple and stylish, our understated necklace features the birthstone of your choice in a sleek bezel setting of polished 18kt yellow gold over sterling silver. Box chain adjusts from choker length up to 18". Springring clasp, birthstone necklace.
$130
From Italy, this versatile sterling silver and 18kt yellow gold over sterling silver graduated bead necklace is a cool, casual statement that'll add shine to everything from your workday button-downs to your weekend denim. Graduates from 1/8" to 1/2" wide. Cable chain includes a 2" extender. Lobster clasp, 18kt gold over sterling and sterling silver graduated bead necklace.
6-6.5mm Cultured Pearl Station Necklace in 18kt Gold Over Sterling 6-6.5mm Cultured Pearl Station Necklace in 18kt Gold Over Sterling
4.76 out of 5 Customer Rating
4 Color Choices

Spring Sale: Up to 40% Off!

From $67.15 Save 15% Price reduced from $79 to
If a classic pearl strand is not quite your style, try a station necklace, where timeless pearl elegance is updated by a chic, modern design! Unbeatably priced, this necklace boasts 6-6.5mm cultured freshwater pearls stationed along a luxe 18kt yellow gold over sterling silver box chain. Springring clasp, white pearl station necklace.
.33 ct. t.w. Lab-Grown Diamond Station Necklace in 18kt Gold Over Sterling .33 ct. t.w. Lab-Grown Diamond Station Necklace in 18kt Gold Over Sterling
4.4 out of 5 Customer Rating
From $182.75 Save 15% Price reduced from $215 to
Here's a stunning station necklace for a fantastic price! Glistening with .33 ct. t.w. round brilliant-cut lab-grown diamonds in 18kt yellow gold over sterling silver, our classic cable-chain necklace is a true style essential. Lab-grown diamonds are identical to mined diamonds according to their optical, physical and chemical properties. Lobster clasp, lab-grown diamond station necklace.
From $126.65 Save 15% Price reduced from $149 to
Our classic-meets-contemporary 3.5-4mm cultured freshwater pearl necklace shines with an 18kt yellow gold over sterling silver toggle clasp centerpiece. Wear this stylish statement as is, or customize with your favorite charms for a look that's special to you. White pearl toggle necklace.
2mm 18kt Gold Over Sterling Rope-Chain Necklace 2mm 18kt Gold Over Sterling Rope-Chain Necklace
4.93 out of 5 Customer Rating
4 Gauge Choices

Spring Sale: Up to 40% Off!

From $75.65 Save 15% Price reduced from $89 to
A jewelry box must-have at a great price! This 2mm rope-chain necklace is crafted in 18kt yellow gold over sterling silver with a glittering polished finish. Wear it solo or with a favorite pendant of your own. Lobster clasp, 18kt gold over sterling rope-chain necklace.
From $143.65 Save 15% Price reduced from $169 to
Our dreamy necklace is an elegant way to add rich color and shimmer to your ensemble. A strand of 4.5-5mm lapis rondelle beads drapes the neckline while a chic toggle clasp centerpiece showcases a luminous 13-15mm cultured baroque pearl. Crafted in polished 18kt yellow gold over sterling silver. Natural pyrite flecks in lapis will vary. White pearl and lapis necklace.
10.30 ct. t.w. Bezel-Set Multi-Gemstone Necklace in 18kt Gold Over Sterling 10.30 ct. t.w. Bezel-Set Multi-Gemstone Necklace in 18kt Gold Over Sterling
4.61 out of 5 Customer Rating
From $169.15 Save 15% Price reduced from $199 to
A cheerful strand of rainbow jewels at a price that may surprise you. This necklace lines up 10.30 ct. tot. gem wt. bezel-set amethyst, citrine, garnet, blue topaz and peridot rounds on a classic 18kt yellow gold over sterling silver cable chain. Lobster clasp, multi-gemstone necklace.
From $71.40 Save 40% Price reduced from $119 to
Our vivid 20.00 ct. t.w. round faceted emerald bead necklace shines with an 18kt yellow gold over sterling silver toggle clasp centerpiece. Wear this stylish statement as is, or customize with your favorite charms for a look that's special to you. Emerald bead toggle necklace.
11-12mm Cultured Coin Pearl Necklace in 18kt Gold Over Sterling 11-12mm Cultured Coin Pearl Necklace in 18kt Gold Over Sterling
5 out of 5 Customer Rating
2 Metal Choices

Spring Sale: Up to 40% Off!

$67.15 Save 15% Price reduced from $79 to
An ornate twist on a classic look. Wavy coils of polished 18kt yellow gold over sterling silver top an 11-12mm cultured coin pearl. Suspends from a cable chain with a 2" extender. Lobster clasp, white pearl necklace.
From $65
Direct from Italy, this classic 18kt yellow gold over sterling silver necklace features luxe rolo links with an airy, oval shape that breathes life into your layers. Lobster clasp, 18kt gold over sterling rolo-link necklace.
$89.25 Save 15% Price reduced from $105 to
Playful pieces at approachable prices. That's the spirit of Luxe Look designs. At 30" long, our 14kt yellow gold-plated necklace features 1.00 ct. t.w. CZs sparkling across stylish key, heart lock and coin charms. The trio suspends from a chunky double strand of paper clip link and bead chains, which include a lobster clasp and 3" extender for even more versatility. Invent countless ways to style this bold statement.
From $80.75 Save 15% Price reduced from $95 to
Liven up your look with pretty pops of color. Our chic necklace centers a 13x11mm oval stabilized turquoise bead on a blushing strand of 4mm round pink coral beads. Includes 18kt yellow gold over sterling silver 3mm spacer beads and lobster clasp. Pink coral and turquoise bead necklace.
From $160
Simple and always stylish, our Italian-made necklace pairs well with just about anything. A shining strand of 4-6mm sterling silver beads is complemented by the sunny glow of 8mm 18kt yellow gold over sterling silver beads for an eye-catching two-tone pattern. Graduates from 1/8" to 1/4" wide. Lobster clasp, 18kt gold over sterling and sterling silver graduated bead necklace.
From $89.25 Save 15% Price reduced from $105 to
Chic, modern and made just for you, our everyday necklace shows off a rectangular birthstone of your choice in a sleek framed setting of 18kt yellow gold over sterling silver. Stationed on a classic cable chain with a 2" extender. Lobster clasp, framed birthstone necklace.
14kt Yellow Gold-Plated Bubble Letter Initial Necklace 14kt Yellow Gold-Plated Bubble Letter Initial Necklace
5 out of 5 Customer Rating
2 Metal Choices

Spring Sale: Up to 40% Off!

$41.65 Save 15% Price reduced from $49 to
Well-priced and ready to wear, Luxe Look designs are here to have some fun. Express yourself with our playful 14kt yellow gold-plated bubble letter initial necklace -- the ultimate wear-it-everywhere piece perfect for dressing up, down or in-between. The classic cable chain includes a 2" extender for easy layering and a springring clasp to lock in the look.
Italian 1.5mm 18kt Gold Over Sterling Adjustable Singapore-Chain Necklace Italian 1.5mm 18kt Gold Over Sterling Adjustable Singapore-Chain Necklace
4.76 out of 5 Customer Rating
$84.15 Save 15% Price reduced from $99 to
Find a new way to showcase your favorite pendant with this 1.5mm 18kt yellow gold over sterling silver Singapore chain! Looks great on its own or layered with other chains, too. Chain adjusts from 24" to choker length by sliding the adjuster on the clasp. Made in Italy. Lobster clasp, 18kt yellow gold over sterling silver Singapore-chain necklace.
From $369.75 Save 15% Price reduced from $435 to
Classic style, modern sparkle, superior value. Our essential station necklace presents the perfect touch of dazzle with 1.00 ct. t.w. round brilliant-cut lab-grown diamonds in crisp bezels. Crafted in polished 18kt yellow gold over sterling silver on a cable chain. Lab-grown diamonds are identical to mined diamonds according to their optical, physical and chemical properties. Lobster clasp, lab-grown diamond station necklace.
Diamond Paw Print Circle Pendant Necklace in 18kt Gold Over Sterling Diamond Paw Print Circle Pendant Necklace in 18kt Gold Over Sterling
4.48 out of 5 Customer Rating
From $89.25 Save 15% Price reduced from $105 to
Show off your pride for your beloved pet when you sport this adorable pendant necklace. Diamonds in the shape of a paw print are set in a polished 18kt yellow gold over sterling silver circle disc. Suspends from a cable chain with a 2" extender. Perfect for everyday wear! Springring clasp, diamond paw print pendant necklace.
From $101.15 Save 15% Price reduced from $119 to
Our airy 3.5-4mm round aquamarine bead necklace shines with an 18kt yellow gold over sterling silver toggle clasp centerpiece. Wear this stylish statement as is, or customize with your favorite charms for a look that's special to you. Aquamarine bead toggle necklace.
11 Gemstone Choices

Spring Sale: Up to 40% Off!

From $80.75 Save 15% Price reduced from $95 to
Our berry beautiful 60.00 ct. t.w. round garnet bead necklace shines with an 18kt yellow gold over sterling silver toggle clasp centerpiece. Wear this stylish statement as is, or customize with your favorite charms for a look that's special to you. Garnet bead toggle necklace.
Italian 18kt Gold Over Sterling Religious Charm Necklace Italian 18kt Gold Over Sterling Religious Charm Necklace
4.33 out of 5 Customer Rating
$160
From Italy, this graceful charm necklace is filled with meaningful symbols of faith. Finely crafted in polished 18kt yellow gold over sterling silver, the drop design features a mix of Miraculous Medal charms, two styles of elegantly detailed cross charms and Virgin Mary charms. What a special piece to call your own, or to gift for any religious milestone. Cable chain features bead stations and a 2" extender. Lobster clasp, 18kt yellow gold over sterling religious charm necklace.
.25 ct. t.w. Diamond Cross Pendant Necklace in 18kt Gold Over Sterling .25 ct. t.w. Diamond Cross Pendant Necklace in 18kt Gold Over Sterling
4.85 out of 5 Customer Rating
From $212.50 Save 15% Price reduced from $250 to
This embellished cross pendant sparkles with .25 ct. t.w. baguette and round brilliant-cut diamonds. Perfect for special occasions or everyday wear! Crafted in polished 18kt yellow gold over sterling silver. Suspends from a cable chain with a 2" extender. Springring clasp, diamond cross pendant necklace.
Italian Red and Pink Murano Glass Heart Necklace in 18kt Gold Over Sterling Italian Red and Pink Murano Glass Heart Necklace in 18kt Gold Over Sterling
4.89 out of 5 Customer Rating
From $80.75 Save 15% Price reduced from $95 to
From Italy, this lovely Murano glass heart necklace boasts a sweet mix of red and pink hues, with shimmering golden flecks swirling throughout. Set in textured and polished 18kt yellow gold over sterling silver. Heart charm suspends from a bead chain with a 2" extender that finishes with a white Murano glass bead. Murano glass is unique and will vary. Lobster clasp, multicolored Murano glass heart necklace.
3.10 ct. t.w. Sapphire Station Necklace in 18kt Gold Over Sterling 3.10 ct. t.w. Sapphire Station Necklace in 18kt Gold Over Sterling
4.33 out of 5 Customer Rating
From $99
Make your layers memorable with our classic station necklace featuring 3.10 ct. t.w. round sapphires. Finely crafted in polished 18kt yellow gold over sterling silver. Cable chain with a 2" extender. Perfect for September babies! Springring clasp, sapphire station necklace.

Gold Over Sterling Silver Necklaces | Luxe Strands for Less

When it comes to jewelry, few styles are as impactful as a beautiful necklace. For those looking for a luxe selection of stylish strands at great prices, our collection of gold over silver necklaces is a stellar place to start your shopping.

Our assembly of gold over sterling silver necklaces has major range. From dainty chains for layering to intricate pendants and classic necklaces featuring dazzling diamonds and vibrant gemstones, these styles are ready to elevate your outfits and build up your jewelry box. More eclectic palates will be drawn to luminous pearls, colorful coral and earthy turquoise that add an extra element of organic flair to your everyday outfits, while those with traditional taste will be delighted by our exceptional selection of classic links and high‑polished patterns. All in all, our gold over silver necklaces strike the perfect balance between distinct and versatile, with on‑trend appeal always built in.

No matter your personality or preferences, there is a Ross‑Simons necklace to suit your style. Whether you're searching for an understated strand to complement your everyday dress or a significant statement to add drama to a formal ensemble, gold over sterling necklaces are the stylish and affordable choice. With intricately woven links, mirror‑bright finishes, easy‑to‑use clasps and precisely set gems, each piece is finely crafted with attention to detail and is sure to be a cherished addition to your jewelry box.

Looking for a great gift? Many gold over silver necklaces will fall well within the budget and come in a plethora of options to delight any recipient. Buying for someone who loves color? Check out our bright jade designs or a fantastic Murano glass pendant necklace from Italy. Shopping for someone who favors the minimalist jewelry trend? Delicate chains, simple station necklaces and on‑trend paper clip links are the understated favorites our customers love most. Does your giftee love animals and all things nature? We've got countless dedicated designs to warm their heart—from cute cat pendants to sweet butterfly necklaces to floral statements, bunnies, bumblebees, elephants and more!

Now is the time to explore our seemingly endless selection of gold over sterling silver necklaces. Shop with confidence, knowing that you're getting fabulous jewelry for a great value, and let the beauty of our necklaces unlock your creativity and eye for style as you wear and pair these pieces for years to come.