100 Products
100 Products
100 Products
Mother-of-Pearl Zodiac Constellation Pendant Necklace with White Topaz in 18kt Gold Over Sterling Mother-of-Pearl Zodiac Constellation Pendant Necklace with White Topaz in 18kt Gold Over Sterling
4.5 out of 5 Customer Rating
From $127.50 Save 15% Price reduced from $150 to
Ignite a cosmic connection with our on-trend necklace! Features a dreamy 18mm round mother-of-pearl circle pendant adorned with your zodiac constellation and sparked with white topaz rounds. Finely crafted in polished 18kt yellow gold over sterling silver. Cable chain. Lobster clasp, white topaz and mother-of-pearl zodiac constellation pendant necklace.
Bezel-Set Birthstone Necklace in 18kt Gold Over Sterling Bezel-Set Birthstone Necklace in 18kt Gold Over Sterling
4.38 out of 5 Customer Rating
From $80.75 Save 15% Price reduced from $95 to
An RS exclusive. Simple and stylish, our understated necklace features the birthstone of your choice in a sleek bezel setting of polished 18kt yellow gold over sterling silver. Box chain adjusts from choker length up to 18". Springring clasp, birthstone necklace.
6-6.5mm Cultured Pearl Station Necklace in 18kt Gold Over Sterling 6-6.5mm Cultured Pearl Station Necklace in 18kt Gold Over Sterling
4.76 out of 5 Customer Rating
4 Color Choices

Spring Sale: Up to 40% Off!

From $67.15 Save 15% Price reduced from $79 to
If a classic pearl strand is not quite your style, try a station necklace, where timeless pearl elegance is updated by a chic, modern design! Unbeatably priced, this necklace boasts 6-6.5mm cultured freshwater pearls stationed along a luxe 18kt yellow gold over sterling silver box chain. Springring clasp, white pearl station necklace.
From $126.65 Save 15% Price reduced from $149 to
Our classic-meets-contemporary 3.5-4mm cultured freshwater pearl necklace shines with an 18kt yellow gold over sterling silver toggle clasp centerpiece. Wear this stylish statement as is, or customize with your favorite charms for a look that's special to you. White pearl toggle necklace.
From $143.65 Save 15% Price reduced from $169 to
Our dreamy necklace is an elegant way to add rich color and shimmer to your ensemble. A strand of 4.5-5mm lapis rondelle beads drapes the neckline while a chic toggle clasp centerpiece showcases a luminous 13-15mm cultured baroque pearl. Crafted in polished 18kt yellow gold over sterling silver. Natural pyrite flecks in lapis will vary. White pearl and lapis necklace.
11-12mm Cultured Coin Pearl Necklace in 18kt Gold Over Sterling 11-12mm Cultured Coin Pearl Necklace in 18kt Gold Over Sterling
5 out of 5 Customer Rating
2 Metal Choices

Spring Sale: Up to 40% Off!

$67.15 Save 15% Price reduced from $79 to
An ornate twist on a classic look. Wavy coils of polished 18kt yellow gold over sterling silver top an 11-12mm cultured coin pearl. Suspends from a cable chain with a 2" extender. Lobster clasp, white pearl necklace.
From $89.25 Save 15% Price reduced from $105 to
Chic, modern and made just for you, our everyday necklace shows off a rectangular birthstone of your choice in a sleek framed setting of 18kt yellow gold over sterling silver. Stationed on a classic cable chain with a 2" extender. Lobster clasp, framed birthstone necklace.
Mother-Of Pearl and Onyx Pendant Necklace with .10 ct. t.w. White Topaz in 18kt Yellow Gold Over Sterling Mother-Of Pearl and Onyx Pendant Necklace with .10 ct. t.w. White Topaz in 18kt Yellow Gold Over Sterling
5 out of 5 Customer Rating
$139
Our standout necklace features an on-trend geometric pattern comprised of multi-shaped mother-of-pearl and onyx slices, while .10 ct. t.w. white topaz gems add a touch of sparkle. Set in 18kt yellow gold over sterling silver. Cable chain. Lobster clasp, white topaz, onyx and mother-of-pearl pendant necklace.
3 Gemstone Choices

Spring Sale: Up to 40% Off!

From $143.65 Save 15% Price reduced from $169 to
Our lovely necklace offers an elegant way to add shimmer to your ensemble. A strand of pretty 5-7mm cultured freshwater semi-baroque pearls drapes the neckline while a chic toggle clasp centerpiece showcases a large, luminous 13-15mm cultured freshwater baroque pearl. Crafted in polished 18kt yellow gold over sterling silver. White pearl toggle necklace.
9-9.5mm Cultured Pearl Three-Strand Layered Necklace in 18kt Gold Over Sterling 9-9.5mm Cultured Pearl Three-Strand Layered Necklace in 18kt Gold Over Sterling
4.84 out of 5 Customer Rating
From $115
Our nested layered-look necklace centers lustrous 9-9.5mm cultured freshwater pearls on sleek 18kt yellow gold over sterling silver box chains. Layered strands measure 18", 19" and 20". Springring clasp, multi-strand pearl necklace.
Mother-of-Pearl Initial Pendant Necklace with Diamonds in 18kt Gold Over Sterling Mother-of-Pearl Initial Pendant Necklace with Diamonds in 18kt Gold Over Sterling
5 out of 5 Customer Rating
$136 Save 15% Price reduced from $160 to
Glowing with a dreamy 16mm mother-of-pearl slice, this initial pendant necklace sparkles with round diamonds in polished 18kt yellow gold over sterling silver. Cable chain includes a 2" extender. Lobster clasp, mother-of-pearl initial pendant necklace.
Gemstone Zodiac Pendant Necklace in 18kt Gold Over Sterling Gemstone Zodiac Pendant Necklace in 18kt Gold Over Sterling
5 out of 5 Customer Rating
$119 Save 15% Price reduced from $140 to
Adorned with a colorful gemstone, this 18kt yellow gold over sterling silver zodiac pendant necklace is a stylish way to show off your sign. Suspends from a cable chain with a 2" extender. Lobster clasp, gemstone zodiac pendant necklace.
From $169
Go organic. Sitting close to the neckline, this shimmery necklace features 10-12mm cultured freshwater baroque pearls in unique, natural shapes that defy tradition, but hold onto the enduring elegance pearls are known for. Finishes with an 18kt yellow gold over sterling silver circle centerpiece. Wear this stylish statement as is, or customize with your favorite charms for a look thats special to you. White pearl necklace.
Clearance!
$49 Save 25% Price reduced from $65 to
Bring the sunshine with you wherever you go with this brightly shining pendant necklace. A luminous 9-9.5mm cultured freshwater button pearl is set in radiant rays of 18kt yellow gold over sterling silver. Suspends from a cable chain with a 2" extender. Lobster clasp, white pearl sun pendant necklace.
From $349
Simple, elegant and just enough for every day, our charming necklace features a shimmery 11mm carved mother-of-pearl circle held by a functional foldover clasp studded with icy .10 ct. t.w. lab-grown diamonds. Lab-grown diamonds are identical to mined diamonds according to their optical, physical and chemical properties. Crafted in polished 18kt yellow gold over sterling silver on a double-cable chain. Mother-of-pearl and lab-grown diamond necklace.
From $259.25 Save 15% Price reduced from $305 to
Traditional pearls find modern flair in this stylish necklace, featuring a sizable 15mm round blue opal cabochon centered on a classic strand of 5.5-6mm cultured freshwater pearls. Crafted in polished 18kt yellow gold over sterling silver. Box clasp, white pearl and blue opal necklace.
8.5-9.5mm Cultured Pearl and 55.00 ct. t.w. Garnet Bead Necklace with 18kt Gold Over Sterling 8.5-9.5mm Cultured Pearl and 55.00 ct. t.w. Garnet Bead Necklace with 18kt Gold Over Sterling
4.5 out of 5 Customer Rating
From $80.75 Save 15% Price reduced from $95 to
Now trending: pearls are balancing their elegant appeal with the easy-going nature of colorful beads. Our wine-red necklace achieves the look effortlessly, as 55.00 ct. t.w. round garnet beads present an 8.5-9.5mm cultured freshwater pearl centerpiece. Finishes with 18kt yellow gold over sterling silver spacer beads and a lobster clasp. Garnet bead and white pearl necklace.
Clearance!
$159 Save 39% Price reduced from $259 to
With deep meaning tied to growth, beauty and strength, the tree of life is a significant totem from nature. Celebrate all it represents with this stately necklace design, featuring 18kt yellow gold over sterling silver oval cable links that culminate in an artful tree of life coin pendant. A 7mm cultured freshwater pearl dangles at one side for another elegant nod to the wonders of the world around us. Textured and polished finishes. Toggle clasp, white pearl and 18kt yellow gold over sterling silver tree of life coin necklace.
6mm Cultured Pearl and .40 ct. t.w. White Topaz Seashell Pendant Necklace in 18kt Gold Over Sterling 6mm Cultured Pearl and .40 ct. t.w. White Topaz Seashell Pendant Necklace in 18kt Gold Over Sterling
4.85 out of 5 Customer Rating
$195
What a lovely necklace for beachgoers! A 6mm cultured freshwater pearl is the treasure inside the beautiful seashell pendant, adorned by .40 ct. t.w. white topaz gemstones in white rhodium. Crafted in textured and polished 18kt gold yellow over sterling silver. Suspends from a box chain with a 2" extender. Lobster clasp, white topaz and white pearl seashell pendant necklace.
From $115
Pearls flaunt their elegant appeal with this pretty necklace. Luminous 3.5-4.5mm cultured freshwater oval pearls present a larger 8.5-9mm cultured freshwater pearl centerpiece. Finishes with textured and polished 18kt yellow gold over sterling silver spacer beads and a lobster clasp. White pearl necklace.
$99
A shimmery take on a meaningful religious symbol, our classic cross pendant necklace is comprised of a 12x17mm mother-of-pearl slice set in polished 18kt yellow gold over sterling silver. Cable chain includes a 2" extender. Made in Italy. Lobster clasp, mother-of-pearl pendant necklace.
From $139
Define your style with stack-and-layer essentials from our Pure Collection. Create the perfect look to show off your personality. A pretty piece for springtime and beyond, this dainty necklace features a mix of pastel gems, including 1.80 ct. t.w. aquamarine beads, 4.5-5mm cultured freshwater pearls and 4-4.5mm prehnite beads. Crafted in 18kt yellow gold over sterling silver. Cable chain includes a 2" extender. Lobster clasp, white pearl, prehnite and aquamarine bead necklace.
From $179
Capturing the essence of modern romance, this ethereal necklace proves pastels can make a statement, too. A big, beautiful 55.00 carat heart-shaped rose quartz bead adds incredible sweetness to a classic strand of 4-4.5mm cultured freshwater oval pearls. Finishes with 18kt yellow gold over sterling silver lobster clasp and 2" extender. White pearl and rose quartz heart necklace.
Italian 6-8mm Cultured Pearl Lariat Necklace in 18kt Gold Over Sterling Italian 6-8mm Cultured Pearl Lariat Necklace in 18kt Gold Over Sterling
5 out of 5 Customer Rating
$160
Achieve a lavish look for less. Our elegant lariat necklace suspends shiny 6-8mm cultured freshwater pearls from a glittery 18kt yellow gold over sterling silver snake chain. Dramatize your look by sliding the center bead to create longer or shorter drop lengths! Made in Italy. Lobster clasp, white pearl lariat necklace.
From $119
Our pretty 5-6mm cultured freshwater pearl necklace shines with an 18kt yellow gold over sterling silver O-ring centerpiece that doubles as a concealed clasp. Wear this stylish statement as is, or customize with your favorite charms for a look thats special to you. White pearl necklace.
12-14mm Cultured Baroque Pearl Pendant Necklace in 18kt Gold Over Sterling 12-14mm Cultured Baroque Pearl Pendant Necklace in 18kt Gold Over Sterling
5 out of 5 Customer Rating
$105
Beautiful and unique, just like you. Our sizable 12-14mm cultured freshwater baroque pearl pendant necklace boasts all the classic appeal of pearls with added originality and organic curves. Set in polished 18kt yellow gold over sterling silver and suspended from a Singapore chain that adjusts from 24" to choker length. Lobster clasp, white pearl pendant necklace.
8-8.5mm Cultured Pearl Station Necklace in 18kt Gold Over Sterling 8-8.5mm Cultured Pearl Station Necklace in 18kt Gold Over Sterling
5 out of 5 Customer Rating
From $115
If a classic pearl strand is not quite your style, try a station necklace, where timeless pearl elegance is updated by a chic, modern design! Unbeatably priced, this necklace boasts 8-8.5mm cultured freshwater pearls stationed along a luxe 18kt yellow gold over sterling silver box chain. Springring clasp, white pearl station necklace.
3.5-4mm Cultured Pearl Poodle Pin/Pendant Necklace in 18kt Gold Over Sterling 3.5-4mm Cultured Pearl Poodle Pin/Pendant Necklace in 18kt Gold Over Sterling
5 out of 5 Customer Rating
$199
Feeling fancy? Our pretty poodle pin/pendant necklace is ready to strut her stuff. 3.5-4mm cultured freshwater button pearls add pops of luster on the polished 18kt yellow gold over sterling silver design. Suspends from a cable chain with a 2" extender. Revolver safety. Lobster clasp, white pearl poodle pin/pendant necklace.
Mother-of-Pearl and .30 ct. t.w. White Topaz Cardinal Pendant Necklace with Multicolored Enamel in 18kt Gold Over Sterling Mother-of-Pearl and .30 ct. t.w. White Topaz Cardinal Pendant Necklace with Multicolored Enamel in 18kt Gold Over Sterling
4.5 out of 5 Customer Rating
From $83.40 Save 40% Price reduced from $139 to
You'll find yourself captivated by this beautiful scene from nature. Our pendant necklace features a charming red and black enamel cardinal perched atop a tree with a snowy backdrop of a 23.5x11.5mm rectangular mother-of-pearl framed by .30 ct. t.w. white topaz. Crafted in polished 18kt yellow gold over sterling silver and suspends from a cable chain. Springring clasp, white topaz and mother-of-pearl cardinal pendant necklace.
8.5-9mm Cultured Pearl and 4-4.5mm Onyx Bead Necklace with 18kt Gold Over Sterling 8.5-9mm Cultured Pearl and 4-4.5mm Onyx Bead Necklace with 18kt Gold Over Sterling
4.33 out of 5 Customer Rating
From $75.65 Save 15% Price reduced from $89 to
Now trending: pearls are balancing their elegant appeal with the easy-going nature of colorful beads. Our beautifully bold necklace achieves the look effortlessly, as 4-4.5mm round onyx beads present an 8.5-9mm cultured freshwater pearl centerpiece. Finishes with 18kt yellow gold over sterling silver spacer beads and a lobster clasp. Onyx bead and white pearl necklace.
$204 Save 15% Price reduced from $240 to
Define your style with stack-and-layer essentials from our Pure Collection. Create the perfect look to show off your personality. Shine bright wearing this sweet necklace, featuring a trio of shimmery lab-grown diamond, 6x6.5mm mother-of-pearl and 18kt yellow gold over sterling silver stars on a dainty cable chain. Lobster clasp, mother-of-pearl star necklace.
Cultured Pearl Initial Pendant Paper Clip Link Necklace in 18kt Gold Over Sterling Cultured Pearl Initial Pendant Paper Clip Link Necklace in 18kt Gold Over Sterling
5 out of 5 Customer Rating
From $115
Now trending: paper clip links and pearls! This chic pendant necklace puts a playful spin on an initial of your choice, gleaming in cultured freshwater pearls and suspended from a modern 18kt yellow gold over sterling silver paper clip link necklace. Lobster clasp, white pearl initial pendant paper clip link necklace.
$129
Define your style with stack-and-layer essentials from our Pure Collection. Create the perfect look to show off your personality. Sprout a garden-party look with this dainty pendant necklace, featuring a shimmery 8x10mm oval mother-of-pearl slice overlaid with sunny 18kt yellow gold over sterling silver tulips. Cable chain from Italy. Lobster clasp, mother-of-pearl tulip pendant necklace.
$360
Cruise across stylish seas with our fantastic sailboat pendant necklace, featuring shimmery 18x8-22x10mm triangular carved mother-of-pearl gems and sparkling diamonds in polished 18kt yellow gold over sterling silver. Singapore chain from Italy adjusts from 24" to choker length. Lobster clasp, mother-of-pearl sailboat pendant necklace.
Mother-of-Pearl Cross Pendant Necklace with Diamonds in 18kt Gold Over Sterling Mother-of-Pearl Cross Pendant Necklace with Diamonds in 18kt Gold Over Sterling
4 out of 5 Customer Rating
$204 Save 15% Price reduced from $240 to
This beautiful symbol of faith shines with 17x4-14x6mm slices of shimmery mother-of-pearl, while diamonds add sparkle at the center. Crafted in 18kt yellow gold over sterling silver. Suspends from a glittering cable chain with a 2" extender. Lobster clasp, mother-of-pearl cross necklace.
8.5-9mm Cultured Pearl and 4-4.5mm Amazonite Bead Necklace with 18kt Gold Over Sterling 8.5-9mm Cultured Pearl and 4-4.5mm Amazonite Bead Necklace with 18kt Gold Over Sterling
5 out of 5 Customer Rating
From $75.65 Save 15% Price reduced from $89 to
Now trending: pearls are balancing their elegant appeal with the easy-going nature of colorful beads. Our vibrant necklace achieves the look effortlessly, as 4-4.5mm round amazonite beads present an 8.5-9mm cultured freshwater pearl centerpiece. Finishes with 18kt yellow gold over sterling silver spacer beads and a lobster clasp. Amazonite bead and white pearl necklace.

Silver, 18kt Gold Vermeil & Gold Necklaces

To attract admirers, wear a beautiful necklace. It's an idea as old as the Stone Age and it still works! A necklace is an absolute must for dressing up, or to perk up your look on a casual day. With over 2,000 necklaces on our site, Ross-Simons will satisfy all your necklace needs and desires.

Looking for sophisticated elegance? Go straight to our gold necklaces. Our fine jewelry merchants are constantly updating a treasure trove of gold necklace designs, inspired by their global travels. Choose a chic 14kt gold necklace from Italy... a white gold necklace with contrasting gemstones... or a gold diamond necklace to take her breath away.

Diamond necklaces are a specialty at Ross-Simons. You can have the glitter and glamour of a diamond necklace at surprisingly affordable prices! See our diamond station necklaces or diamond-accented pendant necklaces for gorgeous examples.

Our sterling silver necklaces also offer timeless style and exceptional value. Every look from sporty to vintage is here, in almost 400 sterling silver necklaces.

If you love a glowing tiered look, our 18kt gold vermeil necklaces are the perfect choice. Crafted using a thick layer of real 18kt gold over sterling silver, these basic chains and stylish strands are priced so nicely you won’t mind picking up a couple for you – and maybe one for a friend, too!  

Feeling artsy? Have a look at our beaded necklaces. In single or multiple and twisted strands , beaded necklaces are fun and fashionable. Romantic? Choose a heart necklace—we have over 150 heart necklace designs. Our necklace collection has something for everyone, for every day of the week. Browse, enjoy, and order today!

Browse ross-simons.com and discover everything from classic pearl jewelry to bright gold jewelry and beyond. We travel the globe to bring you this unique jewelry collection, which features dazzling diamond jewelry from India, stylish designer jewelry from Italy, and much, much more. The entire world of fine jewelry is all just a click away.

Love vintage jewelry? Try our Estate Collection. It's full of timeless jewelry designs from eras long past. Fashion-forward? Take a look at our jewelry trends. We offer the latest and greatest in fine jewelry, giving you the touch of glamour and sophistication you want.

So whether you're looking for the sparkle of diamond jewelry, the fire of ruby jewelry, or the cool glow of sapphire jewelry, you'll find it here, and at unbelievable values.

Fabulous jewelry. Great prices. That is our motto. Keep on browsing and find out why.