927 Products
927 Products
927 Products
4.32 out of 5 Customer Rating
From $129
Beyond luxe: goldtone wires wrap a core of silicone for durability on the multiple strands of this chic necklace and form a large, statement-making knot at the center. What could be better than a big, bold look for such a nice price? Necklace finishes with 18kt yellow gold over sterling silver endcaps and lobster clasp. Made in Italy. Flex knot necklace.
From $169
Our dreamy necklace is an elegant way to add rich color and shimmer to your ensemble. A strand of 4.5-5mm lapis rondelle beads drapes the neckline while a chic toggle clasp centerpiece showcases a luminous 13-15mm cultured baroque pearl. Crafted in polished 18kt yellow gold over sterling silver. Natural pyrite flecks in lapis will vary. White pearl and lapis necklace.
4.71 out of 5 Customer Rating
$99
Shine under your very own Tuscan sun! Direct from Italy, this 18kt yellow gold over sterling silver sun pendant necklace is a stylish symbol of energy, positivity and power. Suspends from a cable chain with a 2" extender. Lobster clasp, 18kt gold over sterling sun pendant necklace.
5 out of 5 Customer Rating
From $89
Define your style with stack-and-layer essentials from our Pure Collection. Create the perfect look to show off your personality. Crafted in sterling silver, this dainty cable-chain necklace is livened up with glossy beads and 18kt yellow gold over sterling silver paper clip links. Includes a 2" extender. Lobster clasp, sterling silver and 18kt yellow gold over sterling silver paper clip link bead station necklace.
4.4 out of 5 Customer Rating
From $199
Here's a stunning station necklace for a fantastic price! Glistening with .33 ct. t.w. round brilliant-cut lab-grown diamonds in 18kt yellow gold over sterling silver, our classic cable-chain necklace is a true style essential. Lab-grown diamonds are identical to mined diamonds according to their optical, physical and chemical properties. Lobster clasp, lab-grown diamond station necklace.
5 out of 5 Customer Rating
From $99
Make your layers memorable with our classic station necklace featuring 2.20 ct. t.w. round emeralds. Finely crafted in polished 18kt yellow gold over sterling silver. Cable chain with a 2" extender. Perfect for May babies! Springring clasp, emerald station necklace.
4.61 out of 5 Customer Rating
From $149
A cheerful strand of rainbow jewels at a price that may surprise you. This necklace lines up 10.30 ct. tot. gem wt. bezel-set amethyst, citrine, garnet, blue topaz and peridot rounds on a classic 18kt yellow gold over sterling silver cable chain. Lobster clasp, multi-gemstone necklace.
5 out of 5 Customer Rating
From $129
Crafted in polished sterling silver with an 18kt yellow gold over sterling silver toggle clasp, this very chic popcorn-chain necklace has the aura of a designer statement. Wear it solo or layered with other strands to open up your options for two-tone styling. 18kt gold over sterling and sterling silver toggle necklace.
4.59 out of 5 Customer Rating
From $229
Our Italian-made necklace embodies one of today's hottest jewelry trends. Polished 18kt yellow gold over sterling silver paper clip links gracefully drape the neckline in a modern silhouette. Pair with other favorites to achieve the popular layered look! Toggle clasp, 18kt yellow gold over sterling silver paper clip link necklace.
From $199
A modern classic with so much versatility, our 18kt yellow gold over sterling silver paper clip link necklace finishes with a chic toggle clasp. Wear this stylish statement as is, or customize with your favorite charms for a look that's special to you. 18kt gold over sterling charm-compatible paper clip link toggle necklace.
5 out of 5 Customer Rating
$149
A cherished religious statement, this 18kt yellow gold over sterling silver necklace from Italy suspends a meaningful crucifix and Miraculous Medal charm depicting Our Lady of Guadalupe. Suspends from a cable chain with petite bead stations and a 2" extender. Lobster clasp, 18kt gold over sterling religious charm necklace.
3 out of 5 Customer Rating
From $89
Our starry 3.5-4mm round lapis bead necklace shines with an 18kt yellow gold over sterling silver toggle clasp centerpiece. Wear this stylish statement as is, or customize with your favorite charms for a look that's special to you. Natural pyrite flecks will vary. Lapis bead toggle necklace.
4.76 out of 5 Customer Rating
From $79
If a classic pearl strand is not quite your style, try a station necklace, where timeless pearl elegance is updated by a chic, modern design! Unbeatably priced, this necklace boasts 6-6.5mm cultured freshwater pearls stationed along a luxe 18kt yellow gold over sterling silver box chain. Springring clasp, white pearl station necklace.
From $49
Huge trends, small prices -- Luxe Look designs offer the easiest way to build a bigger jewelry box. Finished with a chic toggle clasp, our sunny 14kt yellow gold-plated paper clip link necklace is a must-have piece with star power. Dress it up, down and all around -- the rules of style are yours to create.
4.38 out of 5 Customer Rating
From $95
An RS exclusive. Simple and stylish, our understated necklace features the birthstone of your choice in a sleek bezel setting of polished 18kt yellow gold over sterling silver. Box chain adjusts from choker length up to 18". Springring clasp, birthstone necklace.
4.5 out of 5 Customer Rating
From $99
Impressive sparkle, incredible price. On our classic necklace, a .15 carat round brilliant-cut lab-grown diamond shines from a sleek bezel setting stationed on an 18kt yellow gold over sterling silver cable chain. Lab-grown diamonds are identical to mined diamonds according to their optical, physical and chemical properties. Springring clasp, lab-grown diamond necklace.
From $79
Our berry beautiful 60.00 ct. t.w. round garnet bead necklace shines with an 18kt yellow gold over sterling silver toggle clasp centerpiece. Wear this stylish statement as is, or customize with your favorite charms for a look that's special to you. Garnet bead toggle necklace.
From $149
Our classic-meets-contemporary 3.5-4mm cultured freshwater pearl necklace shines with an 18kt yellow gold over sterling silver toggle clasp centerpiece. Wear this stylish statement as is, or customize with your favorite charms for a look that's special to you. White pearl toggle necklace.
4.94 out of 5 Customer Rating
From $89
A jewelry box must-have at a great price! This 2mm rope-chain necklace is crafted in 18kt yellow gold over sterling silver with a glittering polished finish. Wear it solo or with a favorite pendant of your own. Lobster clasp, 18kt gold over sterling rope-chain necklace.
4.79 out of 5 Customer Rating
From $199
Experience the fiery brilliance of our CZ station necklace. The radiance of our 10.00 ct. t.w. CZ station necklace is so brilliant you'll swear it's the real thing. Bezel-set CZs make this always-sought-after design the perfect affordable luxury. Set in polished 18kt yellow gold over sterling silver. Springring clasp, CZ station necklace. CZ weights are diamond equivalents.
4.5 out of 5 Customer Rating
From $169
A jewelry box must-have at a great price! This 3mm rope-chain necklace is crafted in 18kt yellow gold over sterling silver with a glittering polished finish. Wear it solo or with a favorite pendant of your own. Lobster clasp, 18kt gold over sterling rope-chain necklace.
4.33 out of 5 Customer Rating
$159
From Italy, this graceful charm necklace is filled with meaningful symbols of faith. Finely crafted in polished 18kt yellow gold over sterling silver, the drop design features a mix of Miraculous Medal charms, two styles of elegantly detailed cross charms and Virgin Mary charms. What a special piece to call your own, or to gift for any religious milestone. Cable chain features bead stations and a 2" extender. Lobster clasp, 18kt yellow gold over sterling religious charm necklace.
3.75 out of 5 Customer Rating
From $199
Crafted in a chic mix of sterling silver and 18kt yellow gold over sterling silver, this tasteful two-tone paper clip link necklace is a modern classic! Lobster clasp, 18kt gold over sterling and sterling silver paper clip link necklace.
From $379
Classic style, modern sparkle, superior value. Our essential station necklace presents the perfect touch of dazzle with 1.00 ct. t.w. round brilliant-cut lab-grown diamonds in crisp bezels. Crafted in polished 18kt yellow gold over sterling silver on a cable chain. Lab-grown diamonds are identical to mined diamonds according to their optical, physical and chemical properties. Lobster clasp, lab-grown diamond station necklace.
$79
Brighten up your personal style with beautifully bold Luxe Look designs. Our affordable 14kt yellow gold-plated necklace has on-trend energy with sleek links, a stunning simulated Swiss blue topaz drop and a chic toggle clasp for a touch of functional fashion. However you choose to wear it, this vibrant statement piece pops with high-impact color and big shine.
5 out of 5 Customer Rating
From $249
A special style, priced to please. Our meaningful cross pendant necklace sparkles with .50 ct. t.w. round brilliant-cut lab-grown diamonds in polished 18kt yellow gold over sterling silver. Suspends from a classic cable chain with a 2" extender. Lab-grown diamonds are identical to mined diamonds according to their optical, physical and chemical properties. Springring clasp, lab-grown diamond cross pendant necklace.
From $139
A cool two-tone creation, this necklace alternates between bright sterling silver cable-link sections and elongated 18kt yellow gold over sterling silver paper clip links. Lobster clasp, 18kt gold over sterling and sterling silver cable and paper clip link station necklace.
$99
Unique and dynamic like you, Luxe Look designs were born to bring out bold self-expression. Our well-priced 14kt yellow gold-plated necklace hosts a sparkling mix of bead charms studded with 5.88 ct. t.w. baguette and round brilliant-cut CZs. Features a sleek snake chain with a lobster clasp and 2" extender for your perfect drape. Wear it any way you want -- you're the artist of your aesthetic. CZ weights are diamond equivalents.
4.5 out of 5 Customer Rating
From $189
Ignite a cosmic connection with our on-trend necklace! Features a dreamy 18mm round mother-of-pearl circle pendant adorned with your zodiac constellation and sparked with white topaz rounds. Finely crafted in polished 18kt yellow gold over sterling silver. Cable chain. Lobster clasp, white topaz and mother-of-pearl zodiac constellation pendant necklace.
4.48 out of 5 Customer Rating
From $99
Show off your pride for your beloved pet when you sport this adorable pendant necklace. Diamonds in the shape of a paw print sparkle at the center of a polished 18kt yellow gold over sterling silver disc. Cable chain includes a 2" extender. Springring clasp, diamond paw print disc pendant necklace.
5 out of 5 Customer Rating
From $199
Simple and always stylish, our Italian-made necklace pairs well with just about anything. A shining strand of 4-6mm sterling silver beads is complemented by the sunny glow of 8mm 18kt yellow gold over sterling silver beads for an eye-catching two-tone pattern. Graduates from 1/8" to 1/4" wide. Lobster clasp, 18kt gold over sterling and sterling silver graduated bead necklace.
5 out of 5 Customer Rating
From $99
Make your layers memorable with our classic station necklace featuring 3.10 ct. t.w. round rubies. Finely crafted in polished 18kt yellow gold over sterling silver. Cable chain with a 2" extender. Perfect for July babies! Springring clasp, ruby station necklace.
4.48 out of 5 Customer Rating
$189
Sunny and bright, this sunflower pendant necklace will always be able to put a smile on your face. 1.70 ct. t.w. marquise and pear-shaped citrine petals crown the seed-like .80 ct. t.w. smoky quartz in black rhodium center. Crafted in polished 18kt yellow gold over sterling silver. .10 ct. t.w. white topaz single bail suspends from a box chain with a 2" extender. Lobster clasp, smoky quartz and citrine sunflower pendant necklace.
From $289
Our well-priced solitaire necklace is a big winner, featuring a fabulous .50 carat round brilliant-cut lab-grown diamond in a sleek bezel setting on a cable chain. Finely crafted in polished 18kt yellow gold over sterling silver. Lab-grown diamonds are identical to mined diamonds according to their optical, physical and chemical properties. Lobster clasp, lab-grown diamond solitaire necklace.
5 out of 5 Customer Rating
$199
Give your outfit dazzling depth with this expressive 25.00 carat oval sapphire pendant necklace, shimmering with a .30 ct. t.w. round white topaz frame in polished 18kt yellow gold over sterling silver. Cable chain includes a 2" extender. Springring clasp, white topaz and sapphire pendant necklace.
From $79
From Italy, this everyday basic is all about beads! A sunny 18kt yellow gold over sterling silver bead chain is stationed with 4mm orbs that punctuate the strand, hitting the bead trend head-on. Perfect for adding a little pizzazz to casual layered looks. Lobster clasp, 18kt gold over sterling bead station necklace.

Gold Over Sterling Silver Necklaces | Luxe Strands for Less

When it comes to jewelry, few styles are as impactful as a beautiful necklace. For those looking for a luxe selection of stylish strands at great prices, our collection of gold over silver necklaces is a stellar place to start your shopping.

Our assembly of gold over sterling silver necklaces has major range. From dainty chains for layering to intricate pendants and classic necklaces featuring dazzling diamonds and vibrant gemstones, these styles are ready to elevate your outfits and build up your jewelry box. More eclectic palates will be drawn to luminous pearls, colorful coral and earthy turquoise that add an extra element of organic flair to your everyday outfits, while those with traditional taste will be delighted by our exceptional selection of classic links and high‑polished patterns. All in all, our gold over silver necklaces strike the perfect balance between distinct and versatile, with on‑trend appeal always built in.

No matter your personality or preferences, there is a Ross‑Simons necklace to suit your style. Whether you're searching for an understated strand to complement your everyday dress or a significant statement to add drama to a formal ensemble, gold over sterling necklaces are the stylish and affordable choice. With intricately woven links, mirror‑bright finishes, easy‑to‑use clasps and precisely set gems, each piece is finely crafted with attention to detail and is sure to be a cherished addition to your jewelry box.

Looking for a great gift? Many gold over silver necklaces will fall well within the budget and come in a plethora of options to delight any recipient. Buying for someone who loves color? Check out our bright jade designs or a fantastic Murano glass pendant necklace from Italy. Shopping for someone who favors the minimalist jewelry trend? Delicate chains, simple station necklaces and on‑trend paper clip links are the understated favorites our customers love most. Does your giftee love animals and all things nature? We've got countless dedicated designs to warm their heart—from cute cat pendants to sweet butterfly necklaces to floral statements, bunnies, bumblebees, elephants and more!

Now is the time to explore our seemingly endless selection of gold over sterling silver necklaces. Shop with confidence, knowing that you're getting fabulous jewelry for a great value, and let the beauty of our necklaces unlock your creativity and eye for style as you wear and pair these pieces for years to come.