STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

CUBIC ZIRCONIA: once called the poor cousin to the diamond, CZs have since become a fashion statement in their own right. Perfect for travel and a little extra bling, CZ Jewelry is one of man's flawless creations.

BRILLIANT: A gemstone cut to enhance brilliance without sacrificing much carat weight. Typically has 58 facets.

CRYSTAL: Though traditionally the term "crystal" was given to glass with a 24% lead content, today it is used in a more general sense to describe transparent and highly refractive glass formed with silica, oxide, or other additives. Crystal is used in serveware, barware, home accents, and jewelry.

MOTHER-OF-PEARL: Glowing with an iridescent beauty, mother-of-pearl has been showcased in jewelry designs for thousands of years. As mother-of-pearl is a natural substance, it may vary in appearance, and its distinctive shimmer lends a quiet elegance to fine jewelry.

CARVED: When a gemstone is cut so that the outline or surface takes the form or likeness of a specific image or pattern.