STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

POST/CLUTCH: An earring with a post insert and a slide-on clutch backing to hold it in place.

CULTURED PEARLS: Likened to the moon, pearls have been valued for their luminous glow and natural beauty for thousands of years. Today, high-quality cultured freshwater pearls make pearl jewelry affordable to all. Pearl is the traditional birthstone for the month of June.

BUTTON: A pearl that is circular in shape with a flat bottom and a flattened or domed top.

CUBIC ZIRCONIA: once called the poor cousin to the diamond, CZs have since become a fashion statement in their own right. Perfect for travel and a little extra bling, CZ Jewelry is one of man's flawless creations.

BRILLIANT: A gemstone cut to enhance brilliance without sacrificing much carat weight. Typically has 58 facets.