STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

ROLO: A chain comprised of interlocking circle-links.

SPRINGRING CLASP: Invented in the early 1900s this diminutive device is highly effective. It's a hollow circular metal fastener with a spring opening. This keeps the clasp closed.

RUBY: A bold fiery stone, the ruby is a symbol of wealth, vitality and love. When cut and polished, the ruby's high luster is as dazzling as a diamond's. Ruby jewelry makes the perfect gift for loved ones and is the birthstone for July.

TEARDROP: An elongated pear shape, rounded at one side and pointed at the other.

BRIOLETTE: A three-dimensional teardrop gemstone bead with triangular facets all around.

CULTURED PEARLS: Likened to the moon, pearls have been valued for their luminous glow and natural beauty for thousands of years. Today, high-quality cultured freshwater pearls make pearl jewelry affordable to all. Pearl is the traditional birthstone for the month of June.

NEAR-ROUND: A pearl that visually appears almost round.