STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

LOBSTER CLASP: named after the pinching style of the hook, this clasp is often shaped like a lobster's claw. Use your finger to work the lever to open the clasp.

CULTURED PEARLS: Likened to the moon, pearls have been valued for their luminous glow and natural beauty for thousands of years. Today, high-quality cultured freshwater pearls make pearl jewelry affordable to all. Pearl is the traditional birthstone for the month of June.

OVAL: An elliptical shape that resembles an egg.

AMETHYST: A natural variety of quartz, amethyst ranges in color from deep purple to pale lavender, and even to warm greens. Amethyst has been used during meditation to provide a sense of spiritual balance. Amethyst is the birthstone of February.

MORGANITE: Named after the great American tycoon and gem collector J. P. Morgan, morganite's soft pink to peach shades add blushing beauty to jewelry designs. This rare gemstone is surprisingly affordable and brings an undeniable charm to rings, necklaces, bracelets and earrings.

AQUAMARINE: The birthstone of March, harbinger of spring, aquamarine's powers of revelation are legendary. Usually cut as a brilliant or a step cut, and a member of the beryl family, aquamarine can be found in a range of pale blue hues and aqua green colors.