STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

DOUBLE: A bale that has two loops to slide a chain through.

SPINEL: This rare and durable gemstone, found in a beguiling shade of inky black, catches the eye when set in rings, bracelets, necklaces and earrings. Spinel is also found in captivating tones of pink, purple and green. The red variety is beautiful in its own right and in ages past it was mistaken for a ruby.