STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

LOBSTER CLASP: named after the pinching style of the hook, this clasp is often shaped like a lobster's claw. Use your finger to work the lever to open the clasp.

OPAL: With an iridescent luster that can reveal a beautiful kaleidoscope of color, the opal has inspired many myths and legends. A white opal with swirls of soft pastel shades is popular for jewelry, but opals also come in black and blue. Opal is the gemstone for October birthdays.

OVAL: An elliptical shape that resembles an egg.