18KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 18kt is 75% gold. In Europe, 18K yellow gold is most favored and used in jewelry.

YELLOW GOLD: Gold is a precious metal with a natural yellow color. It is quite soft and often alloyed with other metals to increase its strength. The purity of the metal is indicated by a unit called a "karat," with 24kt having the highest percentage of natural gold.

STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

FIXED: A bale that is worked into the actual design of a pendant. Typically seen in slide pendants.

MOONSTONE: named for the white reflection that mimics the reflection of moonshine. Typically polished and featuring a cabochon cut, moonstone's light-catching shimmer is perfect for fine jewelry. In Europe, moonstone is the birthstone for June.

OVAL: An elliptical shape that resembles an egg.

CABOCHON: A style of cutting gemstones to achieve a smooth, domed surface with an absence of facets.

TOPAZ: Available in a stunning selection of shades, the topaz's sky blue hue is one of the most popular colors for jewelry designs. Once thought to offer protection, today topaz is favored for its durability and affordability. Yellow topaz is the birthstone for November while blue topaz is for December.