18KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 18kt is 75% gold. In Europe, 18K yellow gold is most favored and used in jewelry.

YELLOW GOLD: Gold is a precious metal with a natural yellow color. It is quite soft and often alloyed with other metals to increase its strength. The purity of the metal is indicated by a unit called a "karat," with 24kt having the highest percentage of natural gold.

STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

CLIP: An earring that clips-on with a clamp backing, relying on tension and friction to hold it in place. Perfect for people who don't have pierced ears.

CULTURED PEARLS: Likened to the moon, pearls have been valued for their luminous glow and natural beauty for thousands of years. Today, high-quality cultured freshwater pearls make pearl jewelry affordable to all. Pearl is the traditional birthstone for the month of June.

OVAL: An elliptical shape that resembles an egg.

MOTHER-OF-PEARL: Glowing with an iridescent beauty, mother-of-pearl has been showcased in jewelry designs for thousands of years. As mother-of-pearl is a natural substance, it may vary in appearance, and its distinctive shimmer lends a quiet elegance to fine jewelry.

FLOWER: A shape that is carved or formed to look like a flower. Can be flat or dimensional.

CARVED: When a gemstone is cut so that the outline or surface takes the form or likeness of a specific image or pattern.

CUBIC ZIRCONIA: once called the poor cousin to the diamond, CZs have since become a fashion statement in their own right. Perfect for travel and a little extra bling, CZ Jewelry is one of man's flawless creations.

BRILLIANT: A gemstone cut to enhance brilliance without sacrificing much carat weight. Typically has 58 facets.