STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

LOBSTER CLASP: named after the pinching style of the hook, this clasp is often shaped like a lobster's claw. Use your finger to work the lever to open the clasp.

ONYX: A favorite of the ancient Greeks and Romans, this gemstone adds a sophisticated shine to rings, necklaces, bracelets and earrings. A dyed form of chalcedony, onyx is most popularly found in black although it can be green, white or red, as well.

FACETED BEAD: A stone with a drilled hole and a faceted surface. Strung together to decorate bracelets, necklaces, and earrings.