C. 2015 Simon G. .54 Carat Ruby and .14 ct. t.w. Diamond Pendant Necklace in 18kt Two-Tone Gold. 17"

18KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 18kt is 75% gold. In Europe, 18K yellow gold is most favored and used in jewelry.

TWO-TONE GOLD: Gold is a precious metal which is often alloyed with other metals to increase strength and create different colors. A two-tone gold piece includes two colors of gold: yellow, rose, white, or gunmetal-finished gold. The purity of the metal is indicated by a unit called a "karat," with 24kt having the highest percentage of natural gold.

CABLE: One of the most popular and classic of chain styles, created from interlocking oval links unvarying in size.

LOBSTER CLASP: named after the pinching style of the hook, this clasp is often shaped like a lobster's claw. Use your finger to work the lever to open the clasp.

RUBY: A bold fiery stone, the ruby is a symbol of wealth, vitality and love. When cut and polished, the ruby's high luster is as dazzling as a diamond's. Ruby jewelry makes the perfect gift for loved ones and is the birthstone for July.

OVAL: An elliptical shape that resembles an egg.

Diamond: The hardest and most brilliant of all gemstones, a diamond can make the heart race with its pure and fiery spark. An ancient symbol of love, a diamond is the preferred gemstone for tokens of affection, such as rings, earrings, necklaces and bracelets. Diamond is the birthstone for April.

BRILLIANT: A gemstone cut to enhance brilliance without sacrificing much carat weight. Typically has 58 facets.

Color Grade G-H: Near-colorless

CLARITY SI1-SI2: Slightly Included. Inclusions are noticeable under 10x magnification.