18KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 18kt is 75% gold. In Europe, 18K yellow gold is most favored and used in jewelry.

YELLOW GOLD: Gold is a precious metal with a natural yellow color. It is quite soft and often alloyed with other metals to increase its strength. The purity of the metal is indicated by a unit called a "karat," with 24kt having the highest percentage of natural gold.

STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

CABLE: One of the most popular and classic of chain styles, created from interlocking oval links unvarying in size.

SPRINGRING CLASP: Invented in the early 1900s this diminutive device is highly effective. It's a hollow circular metal fastener with a spring opening. This keeps the clasp closed.

CULTURED PEARLS: Likened to the moon, pearls have been valued for their luminous glow and natural beauty for thousands of years. Today, high-quality cultured freshwater pearls make pearl jewelry affordable to all. Pearl is the traditional birthstone for the month of June.

NEAR-ROUND: A pearl that visually appears almost round.

QUARTZ: From the icy shimmer of rock crystal quartz to the delicate pink of rose quartz to the moody hues of smoky quartz, this gemstone offers something for everyone. Quartz, found in endless colors and varieties, is a popular choice for bracelets, necklaces, rings and earrings.

FACETED BEAD: A stone with a drilled hole and a faceted surface. Strung together to decorate bracelets, necklaces, and earrings.

PEAR: Similar to the outline of a pear fruit, this is a round shape that comes to a point on one side.