20.00 ct. t.w. Ruby Bead Necklace in 14kt Yellow Gold Over Sterling Silver. 20"

14KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 14kt is 58.33% gold. In the United States, 14K yellow gold is most favored and used in jewelry.

YELLOW GOLD: Gold is a precious metal with a natural yellow color. It is quite soft and often alloyed with other metals to increase its strength. The purity of the metal is indicated by a unit called a "karat," with 24kt having the highest percentage of natural gold.

STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

LOBSTER CLASP: named after the pinching style of the hook, this clasp is often shaped like a lobster's claw. Use your finger to work the lever to open the clasp.

RUBY: A bold fiery stone, the ruby is a symbol of wealth, vitality and love. When cut and polished, the ruby's high luster is as dazzling as a diamond's. Ruby jewelry makes the perfect gift for loved ones and is the birthstone for July.

RONDELLE: A round shape with two flat parallel sides. Often in the form of a faceted bead.

FACETED BEAD: A stone with a drilled hole and a faceted surface. Strung together to decorate bracelets, necklaces, and earrings.