STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

CABLE: One of the most popular and classic of chain styles, created from interlocking oval links unvarying in size.

LOBSTER CLASP: named after the pinching style of the hook, this clasp is often shaped like a lobster's claw. Use your finger to work the lever to open the clasp.

REVOLVER: A safety that conceals the point of a pin and keeps it in place with a revolving lever mechanism.

FIXED: A bale that is worked into the actual design of a pendant. Typically seen in slide pendants.

SPINEL: This rare and durable gemstone, found in a beguiling shade of inky black, catches the eye when set in rings, bracelets, necklaces and earrings. Spinel is also found in captivating tones of pink, purple and green. The red variety is beautiful in its own right and in ages past it was mistaken for a ruby.

DIOPSIDE: Though quite rare, diopside is one of the most affordable green gemstones. This gorgeous newcomer, mined mainly in Siberia, lights up jewelry designs with vibrant shades of green and makes an ideal choice for pendants, rings and earrings. The most popular variety is chrome diopside which features a medium-dark vivid green hue.

CITRINE: A member of the quartz family, citrine symbolizes cheerfulness and prosperity. Its name is derived from the French word citron meaning lemon. This sunny stone comes in colors from lemon yellow to amber brown, with its coloring agent attributed to iron. Citrine is the birthstone for November.

AMETHYST: A natural variety of quartz, amethyst ranges in color from deep purple to pale lavender, and even to warm greens. Amethyst has been used during meditation to provide a sense of spiritual balance. Amethyst is the birthstone of February.

TOPAZ: Available in a stunning selection of shades, the topaz's sky blue hue is one of the most popular colors for jewelry designs. Once thought to offer protection, today topaz is favored for its durability and affordability. Yellow topaz is the birthstone for November while blue topaz is for December.

CULTURED PEARLS: Likened to the moon, pearls have been valued for their luminous glow and natural beauty for thousands of years. Today, high-quality cultured freshwater pearls make pearl jewelry affordable to all. Pearl is the traditional birthstone for the month of June.