STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

18KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 18kt is 75% gold. In Europe, 18K yellow gold is most favored and used in jewelry.

GOLD OVER STERLING: Sometimes referred to as "vermeil," this metal is gold-plated sterling silver. It is one of the most desirable gold-plated metals and can come in 14kt-24kt yellow, white, or rose.

POST/CLUTCH: An earring with a post insert and a slide-on clutch backing to hold it in place.

CITRINE: A member of the quartz family, citrine symbolizes cheerfulness and prosperity. Its name is derived from the French word citron meaning lemon. This sunny stone comes in colors from lemon yellow to amber brown, with its coloring agent attributed to iron. Citrine is the birthstone for November.

TOPAZ: Available in a stunning selection of shades, the topaz's sky blue hue is one of the most popular colors for jewelry designs. Once thought to offer protection, today topaz is favored for its durability and affordability. Yellow topaz is the birthstone for November while blue topaz is for December.

RHODOLITE: Rhodolite charms in a range of feminine shades — from rose to raspberry to purplish-red. Lighter than a ruby, rhodolite garnets offer a lovely, romantic look. Rhodolite can be a delightful twist on the traditional January birthstone.

IOLITE: Ranging in shades from light blue to violet blue to deep rich blue, the iolite mesmerizes with its ability to change colors when viewed from different angles. Long ago, Vikings relied on this unique gemstone to help guide them at sea.