STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

POST/CLUTCH: An earring with a post insert and a slide-on clutch backing to hold it in place.

CUBIC ZIRCONIA: once called the poor cousin to the diamond, CZs have since become a fashion statement in their own right. Perfect for travel and a little extra bling, CZ Jewelry is one of man's flawless creations.

BRILLIANT: A gemstone cut to enhance brilliance without sacrificing much carat weight. Typically has 58 facets.

SIMULATED RUBY: A simulated ruby is an artificial stone made to imitate real rubies. Sometimes known as "faux ruby," it does not actually hold any of the physical properties of ruby, as it could be made from acrylic, plastic, glass or CZ. Simulated ruby is very affordable and can create the same sultry look for less.

SIMULATED SAPPHIRE: A simulated sapphire is an artificial stone made to imitate real sapphires. Sometimes known as "faux sapphire," it does not actually hold any of the physical properties of sapphire, as it could be made from acrylic, plastic, glass or CZ. Simulated sapphire is very affordable and can create the same regal look for less.

SIMULATED EMERALD: A simulated emerald is an artificial stone made to imitate real emeralds. Sometimes known as "faux emerald," it does not actually hold any of the physical properties of emerald, as it could be made from acrylic, plastic, glass or CZ. Simulated emerald is very affordable and can create the same lush look for less.