STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

CABLE: One of the most popular and classic of chain styles, created from interlocking oval links unvarying in size.

SPRINGRING CLASP: Invented in the early 1900s this diminutive device is highly effective. It's a hollow circular metal fastener with a spring opening. This keeps the clasp closed.

TANZANITE: Found in the 1960's, tanzanite is new and rare discovery that captures magnificent shades of purple, violet and blue. Its crystal structure allows light to enter the stone and divide into two or three sectors which enhances the intensity of color. Tanzanite is an alternate for December birthstones.

TRILLION: A variety of the modified brilliant-cut, sometimes called "trilliant" or "trillian." Features a faceted triangular shape, sometimes with curved edges.

TOPAZ: Available in a stunning selection of shades, the topaz's sky blue hue is one of the most popular colors for jewelry designs. Once thought to offer protection, today topaz is favored for its durability and affordability. Yellow topaz is the birthstone for November while blue topaz is for December.