STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

18KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 18kt is 75% gold. In Europe, 18K yellow gold is most favored and used in jewelry.

POST/CLUTCH: An earring with a post insert and a slide-on clutch backing to hold it in place.

GARNET: the birthstone of January. One glance at the deep red seeds nestled inside of a pomegranate explains why the word "garnet" comes from the Latin word "granatus," meaning "grain" or "seed." This name was given to the garnet because of its close resemblance to the succulent seed.

CHECKERBOARD: A technique that creates a contrast of dark and light when light hits the pattern of square or diamond-shaped facets.