C. 1990 Vintage 32.20 ct. t.w. Multi-Gemstone and 4.74 ct. t.w. Diamond Y-Necklace in 18kt White Gold. 16.5"

18KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 18kt is 75% gold. In Europe, 18K yellow gold is most favored and used in jewelry.

WHITE GOLD: Gold is a precious metal which is naturally quite soft. To give it a white color and increase its strength, gold is alloyed with white metals, such as silver and/or palladium, and often plated with rhodium. The purity of the metal is indicated by a unit called a "karat," with 24kt having the highest percentage of natural gold.

CITRINE: A member of the quartz family, citrine symbolizes cheerfulness and prosperity. Its name is derived from the French word citron meaning lemon. This sunny stone comes in colors from lemon yellow to amber brown, with its coloring agent attributed to iron. Citrine is the birthstone for November.

TOPAZ: Available in a stunning selection of shades, the topaz's sky blue hue is one of the most popular colors for jewelry designs. Once thought to offer protection, today topaz is favored for its durability and affordability. Yellow topaz is the birthstone for November while blue topaz is for December.

SQUARE: A symmetrical shape with four equal sides.

CUSHION: A gemstone that features a rounded square shape. The facet arrangement can be either a type of modified brilliant cut or a checkerboard pattern.

PEAR: Similar to the outline of a pear fruit, this is a round shape that comes to a point on one side.

Diamond: The hardest and most brilliant of all gemstones, a diamond can make the heart race with its pure and fiery spark. An ancient symbol of love, a diamond is the preferred gemstone for tokens of affection, such as rings, earrings, necklaces and bracelets. Diamond is the birthstone for April.

BRILLIANT: A gemstone cut to enhance brilliance without sacrificing much carat weight. Typically has 58 facets.

Color Grade I-J: Near-colorless

CLARITY SI2: Slightly Included. Inclusions are noticeable under 10x magnification.

SAPPHIRE: A favorite gemstone of ancient priests and royalty, the sapphire radiates sophistication and grace. This prized gem comes in every hue of blue, plus the more unexpected shades of pink, yellow, green and orange, and is September's birthstone.