14KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 14kt is 58.33% gold. In the United States, 14K yellow gold is most favored and used in jewelry.

YELLOW GOLD: Gold is a precious metal with a natural yellow color. It is quite soft and often alloyed with other metals to increase its strength. The purity of the metal is indicated by a unit called a "karat," with 24kt having the highest percentage of natural gold.

BRUSHED: A low-luster finish with a very fine texture that looks as if it were applied with a wire brush.

CLIP: An earring that clips-on with a clamp backing, relying on tension and friction to hold it in place. Perfect for people who don't have pierced ears.

RUBY: A bold fiery stone, the ruby is a symbol of wealth, vitality and love. When cut and polished, the ruby's high luster is as dazzling as a diamond's. Ruby jewelry makes the perfect gift for loved ones and is the birthstone for July.

OVAL: An elliptical shape that resembles an egg.

CABOCHON: A style of cutting gemstones to achieve a smooth, domed surface with an absence of facets.

Diamond: The hardest and most brilliant of all gemstones, a diamond can make the heart race with its pure and fiery spark. An ancient symbol of love, a diamond is the preferred gemstone for tokens of affection, such as rings, earrings, necklaces and bracelets. Diamond is the birthstone for April.

BRILLIANT: A gemstone cut to enhance brilliance without sacrificing much carat weight. Typically has 58 facets.

Color Grade G-H: Near-colorless

CLARITY SI2: Slightly Included. Inclusions are noticeable under 10x magnification.

CULTURED PEARLS: Likened to the moon, pearls have been valued for their luminous glow and natural beauty for thousands of years. Today, high-quality cultured freshwater pearls make pearl jewelry affordable to all. Pearl is the traditional birthstone for the month of June.