20.00 ct. t.w. Ruby Drop Earrings in Sterling Silver and 14kt Yellow Gold

STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

14KT: Karat (abbreviated kt or K) is a unit that indicates the purity of gold in the metal. 14kt is 58.33% gold. In the United States, 14K yellow gold is most favored and used in jewelry.

LEVER: An earring backing with a hook-shaped insert and a hinged leverback to hold it in place.

RUBY: A bold fiery stone, the ruby is a symbol of wealth, vitality and love. When cut and polished, the ruby's high luster is as dazzling as a diamond's. Ruby jewelry makes the perfect gift for loved ones and is the birthstone for July.

PEAR: Similar to the outline of a pear fruit, this is a round shape that comes to a point on one side.

CHECKERBOARD: A technique that creates a contrast of dark and light when light hits the pattern of square or diamond-shaped facets.