12-13mm Cultured Pearl and 1.30 ct. t.w. White Topaz Panther Pendant in Sterling Silver

STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

FIXED: A bale that is worked into the actual design of a pendant. Typically seen in slide pendants.

CULTURED PEARLS: Likened to the moon, pearls have been valued for their luminous glow and natural beauty for thousands of years. Today, high-quality cultured freshwater pearls make pearl jewelry affordable to all. Pearl is the traditional birthstone for the month of June.

BUTTON: A pearl that is circular in shape with a flat bottom and a flattened or domed top.

TOPAZ: Available in a stunning selection of shades, the topaz's sky blue hue is one of the most popular colors for jewelry designs. Once thought to offer protection, today topaz is favored for its durability and affordability. Yellow topaz is the birthstone for November while blue topaz is for December.

CUBIC ZIRCONIA: once called the poor cousin to the diamond, CZs have since become a fashion statement in their own right. Perfect for travel and a little extra bling, CZ Jewelry is one of man's flawless creations.