1.10 Carat Garnet and .10 ct. t.w. White Topaz Pendant Necklace in Sterling Silver. 18"

STERLING SILVER: Also known as "Standard Silver," sterling silver is silver alloyed with other metals to increase the hardness and durability. Generally, sterling is 92.5% silver and 7.5% other metals. Some sterling silver jewelry is plated with 14kt-18kt gold and referred to as "vermeil," or "gold over sterling."

SPRINGRING CLASP: Invented in the early 1900s this diminutive device is highly effective. It's a hollow circular metal fastener with a spring opening. This keeps the clasp closed.

GARNET: the birthstone of January. One glance at the deep red seeds nestled inside of a pomegranate explains why the word "garnet" comes from the Latin word "granatus," meaning "grain" or "seed." This name was given to the garnet because of its close resemblance to the succulent seed.

CUSHION: A gemstone that features a rounded square shape. The facet arrangement can be either a type of modified brilliant cut or a checkerboard pattern.

TOPAZ: Available in a stunning selection of shades, the topaz's sky blue hue is one of the most popular colors for jewelry designs. Once thought to offer protection, today topaz is favored for its durability and affordability. Yellow topaz is the birthstone for November while blue topaz is for December.