We accept MasterCard, Visa, American Express, Discover and Ross-Simons Preferred Account credit cards. Bill Me Later, Gift Certificates and merchandise credits may also be used as payment.
Ross-Simons understands your concerns regarding Internet security. The Ross-Simons secure software encrypts all of your personal information including credit card number, name, and address, so that it cannot be read as the information travels over the Internet. The Internet is as secure as using your credit card in a store or over the phone. Please contact your credit card issuer for additional information.
Now collecting the jewelry of your dreams has never been easier or more affordable with SMARTpay — an easy way to buy fabulous jewelry in monthly installments without breaking the bank. It's convenient, easy and interest free.
Select pieces from the Ross-Simons Collection are offered with SMARTpay, and you can choose this payment option when you see SMARTpay on our item detail page. If you select SMARTpay, the cost of your purchase is divided into as many as ten equal monthly payments.
We will bill your credit card for the first monthly installment plus tax and shipping and handling fees when the item is purchased. The balance is then automatically billed to your credit card in equal monthly installments beginning 30 days after the original order date.
SMARTpay is only available on credit card orders made with a major credit card. No Ross Simons Preferred Account, Bill-Me-Later, or gift certificates, please. SMARTpay orders are subject to acceptance and approval by Ross-Simons and may require a credit check and approval through Credit Bureaus and reports. Customers may contact Ross-Simons Customer Service to inquire if a credit report was requested and also the contact information for the credit agency that provided the report (if applicable).